Appraisals : a fail safe in the Buyers process

I just represented a client on a house in Anderson which we had under contract, inspected and then it fell apart because of a “short” appraisal. They call it short because it came in under or short of the contracted purchase price. The house was a renovated ranch in an area of renovated ranches. It…

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Is 3.5% Downpayment enough Skin in the Game?

You may think Im an elitist if you read my article Cut FHA PMI- Housing Market going in wrong direction. You’re half right. The fact is that you’re able to purchase a house with little money down is not a problem, its leveraging debt to income and the Lending environments rule. Leverage is a wonderful…

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Is the American Dream, just a dream?

Is the American Dream, just a dream? Or, is it still the investment that our families had during the post war buildup of our modern day communities. I believe that with the correct frame of mind, you can still position yourself in the buying and selling of property- but it is getting more and more…

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